法条依据：各签证类别
除了 8501 这个「签发后要一直遵守」的条件，很多签证类别的签发标准本身就写着保险要求——也就是说你在申请阶段就得有。下面按类别列出条款号与原文，编号带 .3xx 的是家属（member of the family unit）条款：家属通常也要各自满足，这一条很多人漏掉。
共 8 个类别、15 条。英文为法条原文，不做转述——
条文的法律含义以原文为准，中文只用于导读。
403 临时工作（国际关系）
The applicant has adequate arrangements for health insurance during the period of the applicant's intended stay in Australia.
条款 403.211 · 主申请人条款
The applicant has adequate arrangements for health insurance during the period of the applicant's intended stay in Australia.
条款 403.313 · 家属（member of the family unit）条款
这一类**家属另有条款**（编号带 .3xx），措辞与主申请人一致——给全家买保险时别只算主申请人。
407 培训签证
The applicant has adequate arrangements for health insurance during the period of the applicant's intended stay in Australia.
条款 407.216 · 主申请人条款
The applicant has adequate arrangements for health insurance during the period of the applicant's intended stay in Australia.
条款 407.314 · 家属（member of the family unit）条款
这一类**家属另有条款**（编号带 .3xx），措辞与主申请人一致——给全家买保险时别只算主申请人。
408 临时活动
The applicant has adequate arrangements for health insurance during the period of the applicant's intended stay in Australia.
条款 408.212 · 主申请人条款
The applicant has adequate arrangements for health insurance during the period of the applicant's intended stay in Australia.
条款 408.314 · 家属（member of the family unit）条款
这一类**家属另有条款**（编号带 .3xx），措辞与主申请人一致——给全家买保险时别只算主申请人。
482 技术短缺临时工作
The applicant has adequate arrangements for health insurance during the period of the applicant's intended stay in Australia.
条款 482.214 · 主申请人条款
The applicant has adequate arrangements for health insurance during the period of the applicant's intended stay in Australia.
条款 482.314 · 家属（member of the family unit）条款
这一类**家属另有条款**（编号带 .3xx），措辞与主申请人一致——给全家买保险时别只算主申请人。
485 毕业生临时工作
(1) When the application was made, it was accompanied by evidence that the applicant had adequate arrangements for health insurance.
条款 485.215 · 主申请人条款
(1) When the application was made, it was accompanied by evidence that the applicant had adequate arrangements for health insurance.
条款 485.312 · 家属（member of the family unit）条款
这一类**家属另有条款**（编号带 .3xx），措辞与主申请人一致——给全家买保险时别只算主申请人。
500 学生签证
The applicant gives to the Minister evidence of adequate arrangements for health insurance during the period of the applicant's intended stay in Australia.
条款 500.215 · 主申请人条款
The applicant gives to the Minister evidence of adequate arrangements for health insurance during the period of the applicant's intended stay in Australia.
条款 500.314 · 家属（member of the family unit）条款
这一类**家属另有条款**（编号带 .3xx），措辞与主申请人一致——给全家买保险时别只算主申请人。
590 学生监护人
The applicant gives to the Minister evidence of adequate arrangements for health insurance during the period of the applicant's intended stay in Australia.
条款 590.217 · 主申请人条款
The applicant gives to the Minister evidence of adequate arrangements for health insurance during the period of the applicant's intended stay in Australia.
条款 590.313 · 家属（member of the family unit）条款
这一类**家属另有条款**（编号带 .3xx），措辞与主申请人一致——给全家买保险时别只算主申请人。
870 担保类父母（临时）
The applicant has adequate arrangements for health insurance during the period of the applicant's intended stay in Australia.
条款 870.224 · 主申请人条款
没找到你的签证类别？
本页只收录法条里**明写**健康保险要求的类别。没列出来不等于你不需要保险——
8501 是签发时逐份附加的条件，任何类别的签证都可能带上它。
怎么查自己有没有 8501 →
这份清单怎么来的
程序在《Migration Regulations 1994》2026-07-01 编译版全文里检索
「adequate arrangements for health insurance」，按条款号归并，原文逐字保留。
抽取器带控制组自检：482.214、500.215、485.215、407.216、870.224 这几条是人工在原文里确认过的，
程序抽不到就直接构建失败，宁可不出数据也不出错数据。
→ 法条全文（澳大利亚联邦立法登记处（Federal Register of Legislation））